Professional Indemnity Insurance Broker

Professional reputation counts.

Our insurance brokers' approach to risk management helps you to achieve the right level of professional indemnity insurance cover. We take the time to gain a deep understanding of your business and industry, and work in partnership with your team to implement a robust risk management program that protects you now and into the future.

If you provide advice or consultancy services to clients, professional indemnity is a critical consideration. It protects you against legal action and financial loss such as legal costs and damage claims resulting from alleged malpractice or professional misconduct, and any of duty in providing a professional service. Gallagher can tailor a Professional Indemnity Insurance solution to meet the specific needs of your business.

There are many moving parts to Professional Indemnity Insurance (PI) - from public relations costs, through to civil liability and claims investigation, to name but a few - and the key is to have the best advice, relevant to your particular situation.

As at end of March 2017, gross incurred claims for Professional Indemnity stood at $1.137bn*.

Connect with us to request a professional indemnity insurance quote or proposal. Our insurance brokers have the expertise and experience to obtain the insurance cover you need.

The cost of not having Professional Indemnity cover

Each state has different requirements for Professional Indemnity cover, with some states applying a mandatory requirement before an operating license is granted. Premiums vary depending on the level of PI cover required. It is important that you fully understand your risk exposure to ensure the insurance solution you purchase protects your business and reputation.

Every policy has its own set of exclusions which we would advise all clients to fully understand when they discuss their levels of insurance cover to ensure it meets their specific needs.

*Source: Quarterly General Insurance Performance Statstics - APRA

How we help you

The first step is understanding

We get to know you, your needs and the structure of your business. We identify where the key risks exist and where gaps in coverage that may be. From there we develop a robust risk management and insurance response to the specific nature of your business and seek the best available cover.

Start your journey with us today.

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What does Professional Indemnity Insurance cover?

Amongst others, professional indemnity insurance covers the following:

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    Professional misconduct, including negligent and/or dishonest actions of employees
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    Copyright infringement and breach of the conditions set out in the Trade Practice Act
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    Breach of consumer, competition and fair trading
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    Breach of duty, including privacy infringement, confidentiality and other privacy related issues
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    Violation of intellectual property rights
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    Defamation, libel or slander - resulting in public relations and reputation management costs
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    Damages or loss of important documents

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