Fitness industry professionals

Fitness insurance that goes the distance

Whether you're a Personal Trainer, a Pilate’s instructor or a CrossFit guru, considering what is the right professional insurance cover for your individual needs is essential. Gallagher can help with effective and affordable insurance solutions with policies underwritten by global insurance market leaders.  Just like a tailored workout program for your clients, our fitness insurance solution is designed around your individual needs.

Here are some of the professions we can cover.

If you don’t see your profession listed, or are seeking to cover your Studio, Home Studio, or Gym, please contact one of our dedicated experts via our form or by phone.


Personal Trainers
Gym Operators / Owners
Yoga Instructors
Pilates Instructors
Group Fitness Instructors
Aerobics Instructors
Bootcamp Instructors

Cover that works as hard as you

Gallagher insurance for fitness professionals combines professional indemnity and public liability cover. Our policies offer sensational value and true peace of mind with prices starting at $149 per year for cover that includes:

Subject to change, dependant on claims history, occupation and Insurer conditions.

Professional indemnity insurance

Provides cover for claims that may arise from a breach of duty of care that you are obliged to provide as a qualified fitness professional. For example, a client (or other third party) may allege that they've suffered a loss due to negligence in the advice, design or service provided by you. Their 'loss' may include any or all of bodily injury, property damage or financial loss. For instance, if a client injured their back and alleged is it is due to your advice while working out under your guidance and was unable to work for an extended period. Professional indemnity helps protect your reputation, your business and your business assets.

Public liability insurance

Covers you for a claim against you (or any staff members) for bodily injury or property damage that may arise from the operation of your business as a personal trainer or fitness instructor. Whether you're operating in a gym or conducting approved outdoor sessions, this essential insurance has you covered for claims from clients, gym members or other users of shared or public spaces.

Gallagher is the only insurance company to be recognised as one of the World's Most Ethical Companies so you can be confident that our cover is tailored to the specific needs and interests of fitness professionals.

To the extent that any material on this page may be considered advice, it does not take into account your objectives, needs or financial situation. You should consider whether the advice is appropriate for you and review any relevant Product Disclosure Statement and policy wording before taking out an insurance policy.

News and Insights View allchevron-right