News & Insights

Unfavourable insurance terms for filming in Australia renegotiated

Published 16 February 2022

A disadvantageous precedent threatened to limit the cover for a feature film to be made in Australia, until the Gallagher claims advocate succeeded in renegotiating for more comprehensive terms. 
 


Background

The production company of the feature film starring an internationally renowned actress was already in the process of commencing production when the insurer sprung a surprise concerning the terms of the policy. This involved altering the conditions of the insurance cover to include a substantial increase to the premium and negative amendments to the settlement terms of potential claims. 

Complicating the issue, no less than 12 other major film productions which had obtained cover through other insurance brokers had accepted without question similar changes to the claim conditions. This set an unfavourable precedent and added to the difficulty of renegotiating terms.
 

Resolution

The Gallagher claims advocate worked through the relevant points of law and how they related to the policy to formulate a strong argument against the amended terms. 

Persistence in proactively pushing the case ultimately paid off, with the insurer agreeing to the client retaining the full benefit of the policy without restrictions on their ability to make claims if necessary. 
 

We pride ourselves on our claims service

Part of our commitment to building business confidence is fighting for what’s right, and supporting clients through claims is one of our key pillars of business practice.

Gallagher claims expertise and 17 case studies are outlined in the Gallagher Advocacy in Action report where you can read more about this oil production claim in detail and other examples from professional indemnity to corporate travel. 

Download the report Claims Advocacy in Action: 17 Real Life Case Studies now.

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Gallagher provides insurance, risk management and benefits consulting services for clients in response to both known and unknown risk exposures. When providing analysis and recommendations regarding potential insurance coverage, potential claims and/or operational strategy in response to national emergencies (including health crises), we do so from an insurance and/or risk management perspective.
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