As we move towards the final months of 2021, the insurance market hard cycle is approaching its fifth year and there's little sign of significant recovery. Limited capacity continues to push premium increases, and across the board we are seeing every risk put under increased scrutiny by insurers looking to protect their own balance sheets by limiting their exposure.

In the Business Insurance & Risk Market Update H2 21 report, our experts provide market insights and offer guidance to help you ensure a successful renewal outcome.

Business Insurance & Risk Market Update H2 21

  • Placement and market update — how telling your business's story helps sell your risk
  • Claims — insurers are experiencing testing times and this may be reflected in claims service
  • Directors and officers' liability — D&O challenges facing overseas businesses listing on the ASX
  • Energy sector — analysis of the insurance and regulatory issues surrounding energy asset sell-offs
  • Renewals and reviews — why businesses need to take a lateral approach to insurance options
  • Workplace risk — workplace resilience is at a tipping point: what this means for employers.

Download the report

Looking for risk and insurance advice?

During this time of uncertainty you can turn to our Gallagher experts for advice and guidance. We are here for you and will do everything we can to help you face the future with confidence.

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Disclaimer

Gallagher provides insurance, risk management and benefits consulting services for clients in response to both known and unknown risk exposures. When providing analysis and recommendations regarding potential insurance coverage, potential claims and/or operational strategy in response to national emergencies (including health crises), we do so from an insurance and/or risk management perspective, and offer broad information about risk mitigation, loss control strategy and potential claim exposures. We have prepared this commentary and other news alerts for general information purposes only and the material is not intended to be, nor should it be interpreted as, legal or client-specific risk management advice. General insurance descriptions contained herein do not include complete insurance policy definitions, terms and/or conditions, and should not be relied on for coverage interpretation. The information may not include current governmental or insurance developments, is provided without knowledge of the individual recipient's industry or specific business or coverage circumstances, and in no way reflects or promises to provide insurance coverage outcomes that only insurance carriers' control.

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