Premium funding

Insurance premium funding is a simple, fixed rate loan that enables a business to spread the cost of insurance. The core benefit being that it can help you regulate your business' cash flow, providing ongoing access for day-to-day financing requirements.

Through Monument Premium Funding, we can arrange for you to spread the cost of your insurance policy when you take it out, and this service can be used by organisations of all sizes - from small businesses to large corporations.

The benefits of premium funding

  • Easy to arrange and flexible funding.
  • Interest rates are fixed, and costs may be tax deductible for businesses. This helps protect you from interest rate fluctuations.
  • Helps you manage your cash flow. You take out the right level of insurance for your business, and spread the repayments over the year.
  • Has no additional security costs. The insurance premium itself acts as security.

Find out more

Speak to Gallagher about premium funding options. Find your local branch.

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