Golden Oldies Rugby

Arthur J. Gallagher has been working with all areas of the sport industry for over 30 years and we are proud to lead the field in expert insurance broking services. We provide insurance advice and risk management services to all rugby codes. This experience have enabled Arthur J. Gallagher to develop insurance risk mitigation programmes that identify and address exposures specific to the sport of rugby. We recognise the importance of working alongside our clients to develop an insurance solution that addresses your physical, legal and financial risks.

Find out more about how we can help your Rugby organisation

Let our dedicated client services team talk to you about insurance and insurance risk protection programmes specific to Rugby, contact our expert today.

Insurance information

Insured Persons 

All Australian Rugby Golden Oldies Team, their players, volunteers and referees who have registered, paid and returned their completed insurance declaration for the 2016 season.

Benefits 

Section A – Compulsory Insurance 

  • General Public Liability $20,000,000 any one occurrence 
  • Professional Indemnity $ 2,000,000 in the aggregate 
  • Excess $1,000 each and every claim 

Capital Benefits
The below benefits are applicable per person: 

  • Accidental Death $ 200,000
  • Total Permanent disability as per % shown in policy 

Non-Medicare Medical 

  • 80% to a maximum of $5,000 per injury 
  • $100 excess applies per claim. 
  • Cover for the above expenses will only apply if treatment has been certified necessary by a legally qualified medical practitioner to a registered provider 
  • For list of non medicare medical items eligible to be claimed – Refer to the policy wording. 

Section B – Team Insurance Optional Benefits (if selected) 

  • Option 1 - Loss of Earnings
    • 80% up to maximum of $500 per week
    • Excess Period 14 days
    • Benefit Period 52 Weeks 
  • Option 2 – Loss of Earnings
    • 80% up to maximum of $750 per week
    • Excess Period 14 days
    • Benefit Period 52 Weeks

 

How to make a public and professional liability claim

It is essential that you notify Arthur J. Gallagher on 1800 SPORT 1 (1800 776 781) of any potential claim. Arthur J. Gallagher will then provide you with advice as how to proceed.

How do I make a claim?

It is essential that you notify Arthur J. Gallagher on 1800 SPORT 1 (1800 776 781) of any potential claim. Arthur J. Gallagher will then provide you with advice as how to proceed.

What is the scope of cover?

Scope of Cover 

Cover is limited to injury* whilst and insured person is: – 

  • Playing an ARGO Game under strict Australian 
  • Rugby Golden Oldie Laws 
  • All players must be over 35 years of age 
  • Coverage excludes Mixed Gender Participation 
  • Playing in sanctioned ARGO games, and festivals. 
  • Participating in sanctioned training 
  • Whilst an Insured Person is engaged in voluntary work / committee meetings authorised by and under the control of the Insured. 

What does injury mean?

Injury means Bodily injury which:

  • Is sustained by an Insured Person during the Period of Insurance and while they are covered as an Insured Person under this Policy; 
  • Results from an Accident and is caused by sudden, violent, external and visible means; and 
  • Occurs solely, directly and independently of any other cause, including any illness, sickness, disease, pre-existing physical or congenital conditions or heatstroke, except illness or sickness directly resulting from, or medical or surgical treatment rendered necessary by such Injury; and 
  • Occurs whilst engaged in the above listed sanctioned activities.

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