Trade Credit

Protect your business from debtor default.

Trade credit insurance cover is a practical measure for protecting business liquidity in the event of non-payment of accounts receivable by a key customer.

Any company that sells goods or provides services on credit terms is at risk of non-payment due to the insolvency of a key customer (liquidation, receivership or bankruptcy), payment default or continued non-payment by customers. Trade credit also enables exporters to protect themselves against political risks including contract frustration, export restriction, currency inconvertibility and exportation. 

The Gallagher trade credit insurance practice delivers tailored insurance solutions to protect your business by providing stability through assurance of payment and further opportunity for growth through expanding sales channels and volumes, making it a valuable strategic tool for increasing turnover and profitability.

Trade credit insurance benefits

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    underwritten by Standard & Poor’s (S&P) A-rated insurance providers
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    provides securities to stakeholders such as financial institutions and shareholders
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    enables business growth
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    flexibility of coverage
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    protects profits
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    regulatory compliance for some industries (eg: wine exports)
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    competitive premiums
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    tax deductible

How we help you

The first step is understanding

We get to know you, your needs and the structure of your business. We identify where the key risks exist and where gaps in coverage that may be. From there we develop a robust risk management and insurance response to the specific nature of your business and seek the best available cover.

Start your journey with us today.

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