Our insurance brokers’ approach to risk management solutions helps you to achieve the right level of insurance cover.
Choosing Gallagher gives you access to local expertise backed by international experience that will help protect your business and let you focus on what you do best.
View our expertiseOur insurance brokers’ approach to risk management solutions helps you to achieve the right level of insurance cover.
view our broker servicesOur insurance brokers’ approach to risk management solutions helps you to achieve the right level of insurance cover.
Our experts can give you the advice you need across a variety of different services.
View our servicesWe take the time to get to know your business and our specialists have expertise in all industries. We then tailor insurance and risk management advice and solutions to match your specific needs.
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View allIn the Business Insurance & Risk Market Update H1 2022 report, our experts provide market insights and offer guidance to help you ensure your business has the right protections in place.
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View allDoes your insurance program best reflect the needs of your business? Our brokers can provide strategic guidance.
Learn moreTransactions can be time critical and may leave you with unforeseen risks post completion. We are able to provide transaction insurance solutions to remove obstacles, which can delay or even block deals from being completed. Where negotiation between the buyer and seller is unable to resolve the differences, a warranty and indemnity insurance solution may break the deadlock.
Warranty and indemnity insurance can also be used to form part of a wider deal strategy. We can help you structure a Warranty and Indemnity insurance program to differentiate your bid when in competitive auctions to buy or sell investments.
Private equity firms have also used warranty and indemnity insurance when exiting investments assets from distressed vendors, where there is uncertainty over their ability to meet their warranty commitments.
Due diligence provides an understanding of the targets’ insurable and uninsurable hazard risks and enables the deal team to make informed decisions. Key aspects of the report typically include; the integrity of the insurance program with post completion recommendations, total cost of risk (premiums & self-insured retentions), opportunities for savings and efficiencies, claims analysis (current and historic liabilities), one-off insurance costs (run-off, retroactive cover, risk surveys, occupational health and safety), and allocation of risk within the Sale & Purchase Agreement (SPA).
Insurers have an established and growing appetite for the provision of transactional insurance products. The most significant of which is Warranty and Indemnity (W&I) insurance, where the vendor’s warranties within an SPA are insured. This helps facilitate a clean exit (i.e. the buyer can claim directly from the policy in their name) and can bridge any expectation or value gaps between the contracting parties.
Additionally, we place a wide range of M&A products with insurers, including tax liability (known issues); loss mitigation / litigation buyouts; escrow buy downs; opinion based contingent risks; loss portfolio transfers; environmental impairment and prospectus liability.
We design, place and service insurance programs for individual portfolio companies and offer risk management support. Taking a structured, planned approach across all areas, including managed by a single relationship manager to maximise value at a fund and portfolio level.
After a year of extraordinary conditions, the Gallagher Global Mergers & Acquisitions Outlook Report, January 2021, covers the key developments likely to influence the future outlook.