Insurance for Harcourts agents is a straightforward choice. Gallagher is the preferred insurance supplier of Harcourts, and we provide insurance solutions to hundreds of its agents across Australia.
All Harcourts agents need to do when contacting us is to confirm which Harcourts office you're from, and you'll be able to access our exclusive range of products and services.
Our core product is our professional indemnity (PI) insurance policy, which we believe is essential cover for all Harcourts agents. Why? Because, like all professionals, real estate agents are exposed to a range of risks in the course of daily work activities.
Whether it’s property management duties or working with clients to buy and sell property there’s an obligation to provide service and advice to a professional standard. Should that service or advice prove to be negligent and cause a client a potential financial loss, you could be exposed to a claim.
Taking out professional indemnity insurance with an insurance broker who is an expert in dealing with the real estate profession can provide you with the support and protection you need in the event of a claim.
This is where Gallagher can help.
Harcourts agents insurance solutions through Gallagher
PI insurance for Harcourts agents - why you need it
Real estate agents face a range of risks and exposures in the running of your business. These can include:-
Breach of contract
Breach of your professional duty of care
Incorrect or misleading advice
Poor property management
Breach of statutory provisions
Breaching auction rules
These risks are what PI insurance was designed to cover you for. In some states it’s a regulatory requirement for real estate professionals to hold PI insurance. However, even if it’s not mandatory in your region it’s a very sensible precaution to help protect you financially and reputationally. Gallagher’s PI insurance for Harcourts agents provides excellent cover at exceptional rates. Get an immediate quote on your PI insurance here.
Talk to us
For more information about our range of insurance for Harcourts agents, email Dominic Pearl, or call him on 07 3387 1923.
Features and benefits of our PI insurance for Harcourts agents
Indemnity limits of between $1million and $10 million
Worldwide cover (excluding USA)
Legal representation costs at official inquiries up to $250,000
A range of policy excesses starting at $2500 up to $20,000
Automatic policy run off for up to 7 years (must have been a client of Gallagher for at least 3 consecutive years)
Unlimited retroactive cover (subject to no known claims or circumstances, and acceptance by the underwriter)
Employment practices cover of up to $500,000
Cyber and data protection cover up to the policy limit
Statutory liability up to $500,000
Fidelity cover up to $100,000
Competitive premiums, including options to pay by monthly instalments
Court appearance costs – up to $500 per day, policy limit $50,000
Cover for libel, defamation or slander
Emergency defence costs up to $100,000
Loss of documents up to $500,000
Period of grace of up to 30 days
Public relations costs up to $100,000
Two automatic policy reinstatements
Beyond PI insurance
Gallagher has an insurance solution for every aspect of your Harcourts agency business, so we can simplify your insurance process by managing the whole lot. Look to us for:-