In order to work in any Australian fitness facility, you should have personal liability and professional indemnity insurance to protect you against potential legal action from clients and members. In association with Australian Fitness Network, and with the security of being underwritten by Lloyd's of London, our insurance for fitness professionals delivers the cover you need for the activities you perform in your role.
Gallagher's insurance for fitness professionals is a combined professional indemnity and public liability policy. With prices starting at less than $149 per year, it provides sensational value and peace of mind.
Professional indemnity insurance covers you for claims that arise when a third party, usually a client, alleges that your professional advice, design or service as a fitness instructor or personal trainer was negligent and caused them a loss. The loss could be any or all of the following bodily injury, property damage or financial loss. So the Professional Indemnity covers claims that arise from a breach of the duty that you owe as a professional.
Public liability insurance, meanwhile, covers a claim against you for bodily injury and property damage to a third party that arise from the operation of your business as a fitness instructor or personal trainer. Our Insurance policy covers you for $10,000,000 or $20,000,000 of Public Liability.
Please note, this cover is exclusively available to Australian Fitness Network members. If you are not already a member, you can sign up via the AFN website.
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